REACH

Get a great mortgage and a better rate on your student loan.

Benefits of REACH Program:

  • Lower student loan rates
  • More money for home purchases
  • Convenient online mortgage application

Pump up your home-buying power

You should be proud of your college education. Still, paying off all that student debt can slow your path to home ownership. At NorthCountry, we have a unique solution. Our Reward Education and Choose Homeownership (REACH) Program can free up funds by offering special college loan refinancing rates if you're approved for one of our attractive mortgage options.

 

Two-Step Process

  1. Complete the mortgage application on our mortgage website* or through NorthCountry's mobile app.
  2. When we contact you, let us know of your interest in REACH and we'll add it to your request.

 

REACH Student Loan Refinancing Rates

More Information

  • To qualify for REACH, you must have acquired a mortgage loan from the credit union within the past 12 months
  • The borrower responsible for repaying the student loan must be the same as the borrower on the mortgage
  • At least 12 months of consecutive on-time payments must have been made on the student loan
  • The low-interest REACH student loan is available only in conjunction with an approved mortgage application
  • Both public and private college loans may be refinanced
  • No fees for refinancing your student loan

 

Disclaimer

Your mortgage rate will be quoted separately. All rates are subject to change. To verify your rate, please check with a mortgage loan officer. APR = Annual Percentage Rate. A 0.25% discount is available for payments made through automatic withdrawal for the Student Loan Refinance loan type.

You've got questions, we've got answers

View All FAQs
  1. The student loan must be in the name of a college graduate, or a graduate's parents.
  2. At least 12 months of consecutive on-time payments must have been made on the student loan.
  1. Complete the mortgage application online or through our mobile app.
  2. When we contact you, let us know of your interest in REACH and we'll add it to your request.

Borrowers can refinance up to $100,000 in student loan debt per household, with a repayment term of up to 15 years.