Share Draft Lines of Credit
Avoid paying a fee when your checking balance bottoms out.
Benefits of this line of credit:
Eliminate bounced-check charges
Avoid hassle of returned checks
Competitive interest rates
We understand that overdrafts can happen.
People make math mistakes. They forget to make a deposit or to record a withdrawal. When that happens, checking accounts can be overdrawn. But there's a way to avoid fees and bounced check embarrassment. If you have a Share Draft Line of Credit, we'll automatically loan you enough money to cover any shortfall, up to your approved limit.
- Loan limits determined when you apply for your line of credit
- Repayment periods up to 48 months
- Easy online application for overdraft protection
Apply for a credit line online. You can select "share draft line of credit" from the drop-down menu.