Kasasa Cash Checking Accounts

All that smart money management is about to pay off.

Kasasa Cash Checking features:

  • High dividends on checking deposits
  • Nationwide ATM fee refunds
  • No monthly service charge

Kasasa Cash Checking

3.50%APY

This can add up to something pretty impressive

Yes, you can earn a solid dividend rate on your checking account cash. No, it's not difficult. Just make regular use of your debit card, log into digital banking once a month, and sign up for e-statements.

  • No monthly service charge
  • Receive nationwide ATM fee refunds, up to $20 per monthly cycle
  • Free BillPay
  • Free mobile check deposit

Unlock your rewards

To qualify for your dividend reward, or high rate, here's all it takes each month:

  • 15 or more debit and/or credit card transactions (posted and settled)
  • Log into digital banking from your favorite device
  • Receive e-statements instead of paper

If you miss the mark in some month, no worries! You'll still earn a smaller dividend on your entire balance, and you still pay no service charge. And you can start off fresh the next month in your quest to earn maximum rewards.

 

Kasasa Cash (optional Kasasa Cash Saver)

The qualification requirements for this account are: (i) make 15 debit or credit card point-of-sale purchases that post and settle to your account during the qualification period; (ii) receive your monthly statement electronically; and (iii) access online banking once during the qualification period. APY= Annual Percentage Yield. The account is a tiered rate account. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. Each rate will apply only to the portion of the account balance within each balance range. If you do not meet all qualifications during the qualification period, the third dividend rate and annual percentage yield listed for this account will apply to the entire balance in the account. If you have met your qualifications for the specified qualification period, we will reimburse you for ATM fees up to $20.00 per calendar month. ATM-processed transactions do not qualify as debit card transactions. One Kasasa Cash account is allowed per primary member’s social security number.

Kasasa Cash Saver

The account is a tiered rate account. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. Each rate will apply only to the portion of the account balance within each balance range. If you do not meet all qualifications during the qualification period, the third dividend rate and annual percentage yield listed for this account will apply to the entire balance in the account. If you choose to have the Kasasa Cash Saver linked to your Kasasa Cash Account, you understand that the rewards and dividends earned in your Kasasa Cash account are automatically transferred into your Kasasa Cash Saver account at the beginning of the next month and, therefore, do not remain in your Kasasa Cash account. One Kasasa Cash and one Kasasa Cash Saver account is allowed per primary member’s social security number.

The qualification period for all Kasasa checking accounts ends one day before the last day of the month. On the last day of the month, a new qualification cycle will begin.

You've got questions, we've got answers

View All FAQs

Any age is fine! For accounts where the primary owner is under the age of 18, a joint owner is required.

The available balance is the portion of your current balance you can access without overdrawing your account. Both balances can be viewed online, at an ATM, by phone, or at a branch.

It depends on whether you deposit cash or checks, and the method you use. Cash deposited at the teller line is available immediately. Checks may have a hold placed on them based on our funds availability policy.