Flex Pay

A more flexible way to afford large purchases

Flex Pay Benefits

  • Easy to Access
  • Flexible Payments
  • No Additional Credit Pull

You've got questions, we've got answers

View All FAQs

Accepting a Flex Pay offer allows you to pay off eligible purchases over a set period of time with a fixed APR and fixed payments.

Flex Pay Installment plans are a great way to plan for and budget larger purchases and pay over a determined amount of time.

Log into your online banking account, choose your Visa Platinum Credit Card account you’ll see Installment Payments.

You can create a plan by navigating to your credit card account, choosing Installment Payments Tab and selecting an eligible purchase.

Purchases that are over $250 and are available in the Installment Payments tab are eligible.  
Purchases that already appear on your monthly statement, are disputed or claimed as fraudulent, and/or are already included in a promotional APR or special financing may not be eligible.  
Proposed wording change: Offers for Flex Pay plans expire one day before the statement cut date. Transactions can only be converted to a Flex Pay plan in the same billing cycle. 
You may have up to 10 active plans on your account at a time. As Flex Payment Plans are paid off, you will be able to view and add new eligible purchases.   
Flex Payment Plan durations and terms vary based on the purchase amount and other factors, including credit worthiness. You may see up to 3 different duration options on eligible purchases.  
There’s no need to make any separate payments for your active Flex Payment Plans. We’ll automatically add the monthly installment payment(s) to your minimum payment due