Vehicle Loans
We're geared up to get you anywhere and everywhere.
Enjoy these advantages:
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Fast financing for cars, boats, tractors, motorcycles, and more
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Flexible repayment plans
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Free vehicle research available
Here's what people are saying ...
"Excellent service! Quick and thorough. Ariel helped me purchase my leased vehicle at a better rate than other banks. Highly recommend." -- Matthew Barrie, Sheldon, VT
"Awesome, helpful staff. Mandy originally set up the loan and everything went great. Then there were sudden changes and she was flexible and able to accommodate everything I needed." -- Brian Pelchuk, Middlesex, VT
"They helped me with a loan to start building my credit. The monthly payments are reasonable and I finally got my first car at 17 that is in my name and new from a dealership." -- Cheyenne Abare, Middlesex, VT
We'll get you moving
Go to work. Go to shop. Go for a weekend on the water - or on two wheels up a mountain road. At NorthCountry, our affordable vehicle loans are built for lives in motion. Whatever you need to get from here to there, our flexible financing is your ticket to ride. We finance tractors, RVs, ATVs, snowmobiles, and campers too.
- Same low rates for new and used vehicles
- Finance up to 125% of the vehicle value
- You might not need a down payment
- Flexible repayment terms help you control your monthly payments
- Easy online loan application*
- Fast pre-qualification process gives you a head start before you start shopping
- Refinancing available
Research Before You Buy
Visit our AutoSMART website* to find the factory invoice price or MSRP for the car you're buying, selling or trading.
| Term | APR as low as |
|---|---|
| 2 years | 4.83% |
| 3 years | 5.13% |
| 4 years | 5.13% |
| 5 years | 5.18% |
| 6 years | 5.53% |
| 7 years | 6.13% |
| 8 years | 10.38% |
*Your actual rate will be determined by your credit qualifications and the term you choose, subject to credit approval. Rates may change at any time.
**Vehicle loans are for titled vehicles only, which may vary from state to state. For example, snowmobiles and ATVs are titled vehicles in Vermont, but untitled in New Hampshire and New York. Untitled vehicles can usually be financed under another loan category. Please contact us if you have questions.
You've got questions, we've got answers
View All FAQsYou'll need a Purchase & Sales Agreement (or Bill of Sale), and your vehicle insurance card. We may also need your proof of income.
We'll need your vehicle's registration card, your insurance card, and in some cases your proof of income.
Your title will be mailed to you within 30 business days of paying off your loan. If you would like to pick it up sooner, please contact us to make arrangements.
| 802 Auto Sales |
| 802 Honda |
| 802 Subaru |
| 802 Toyota |
| Alderman's Chevrolet GMC |
| Alderman's Toyota |
| All Around Power Equipment, LLC |
| Alliance Automotive LLC |
| Almartin Volvo Cars |
| Auto Connection, LLC |
| Auto Creek |
| B + A Auto |
| Benson's Chevrolet |
| Blue Compass RV NH |
| Blue Compass RV Vermont |
| Brattleboro Subaru |
| Brileya's Chrysler, Jeep, Inc. |
| Burlington Hyundai |
| Burlington Mitsubishi |
| Burlington Subaru |
| Capitol City Auto Mart, Inc. |
| Capitol City Imports, Inc |
| Carl's Equipment, Inc. |
| Carter's Cars, Inc. |
| Central Vermont Auto Mart |
| Champlain Chevrolet, Inc. |
| Chrysler Dodge Jeep Ram of Claremont |
| Classic Auto Exchange, Inc. |
| Cody Chevrolet, Inc. |
| Coggins Honda of Bennington |
| Coggins Toyota of bennington |
| Crosstown Motors |
| Dads 4 By Tool & Supply, LLC |
| E.J.Barrette and Sons, Inc. |
| Earth Cars, Inc. |
| East Barre Auto Sales |
| Eastman's Auto |
| Easy Autos, LLC |
| Faith's Toyota, Ford |
| Ford of Claremont |
| Formula Ford of Rutland County Inc |
| Formula Nissan, Inc. |
| Freedom Nissan, Inc. |
| G. Stone Motors, Inc. |
| Gardner's Trading Post Inc |
| Garvey Nissan, Inc. |
| Goss Chevrolet Inc |
| Goss Dodge, Inc. |
| Haddad Subaru St Albans |
| Handy Buick, GMC, Cadillac |
| Handy Cars Williston Rd |
| Handy Chevrolet, Inc. |
| Handy Toyota |
| Heritage Ford |
| Heritage Toyota |
| J&S Sales and Service |
| Key Auto Sales, Inc. |
| Key Chevrolet Buick GMC of Newport |
| Key Chevrolet of White River |
| Key Motors of S Burlington Key Chevrolet Buick GMC Cadillac of Burlington |
| Kingdom Equipment and Trailers LLC |
| Lamoille Valley Chevrolet, Inc |
| Lamoille Valley Ford, Inc. |
| Land Air |
| Littleton Chevrolet, Buick, Inc. |
| Lowery's Auto Sales |
| Lundgren Dodge Ram |
| Lundgren Subaru of Claremont |
| M & A Auto |
| Maple Center Motors |
| Marcotte & Sons Auto Village |
| Marty's Auto |
| McGee CDJR of Barre |
| McGee Chevrolet of Middlebury |
| McGee Ford of Montpelier |
| Mcgee Hyundai of Barre |
| McGee Hyundai of Lebanon |
| McGee Mazda Claremont |
| MD Motors LLC |
| Mekkelsen Trailer Sales & Rentals, Inc. |
| Nissan of Lebanon |
| Northpoint Chrysler Dodge Jeep Ram |
| NORTHPOINT GMC |
| Noyes Chevrolet |
| Nucar Automall of Saint Albans |
| Nucar Ford of Lebanon |
| Oliver Subaru of Rutland |
| Past and Present Motorcar |
| Paya's Auto, Inc. |
| Pete's RV Center |
| Planet Honda |
| Plattsburgh RV Store |
| Quality Mitsubishi |
| Right Wheels, LLC. |
| Roadside Motorsports |
| Shattuck Motors |
| Shearer Audi South Burlington |
| Shearer Volkswagen |
| Snowfire LTD |
| South Burlington Mazda |
| St Johnsbury GMC |
| St. Johnsbury Chrysler Dodge Jeep Ram |
| St. Johnsbury Subaru |
| Stone Motors, LLC |
| The Automaster |
| Twin State Ford, Inc. |
| Upper Valley Auto Mart |
| Upper Valley Honda |
| Vermont Country Campers |
| WAWECO Auto Sales |
| Wells River Chevrolet |
| White River Subaru |
| White River Toyota |
| Wilkins Harley-Davidson |
| Williston Economy Motors, LLC |
| Wright's Auto Sales, LLC |