Your Path to Credit
Open a checking account
Take out and repay a small loan
Be approved for a credit card after six months
Repairing credit begins here.
Through a series of small steps, Pathways to Credit can help you build good credit in three steps:
- Set up direct deposit
- Manage the checking account well for two months
- Take out a small loan, make regular on-time payments, and pay it off in six months.
When you've successfully completed the steps, you'll qualify for a NorthCountry credit card so you can continue to build your credit. The best part? We're here to help every step of the way.
You've got questions, we've got answersView All FAQs
Pathways is ideal choice for people interested in building or rebuilding credit. Any member of the credit union is welcome to open a Pathways account.
We want to ensure you have the checking account that works best for you, whether that means retaining your Pathways Checking or moving into a different checking product. If you've successfully managed your Pathways Checking account for at least a year and would like to know what else we offer, please contact us.