Platinum Select with Rewards:
Features
- Earn 1 point for each $1 you spend in purchases (excludes balance transfers and cash advance)
- Zero liability on unauthorized purchases
- Rate: between 7.45% and 16.95% based on your credit history
- Annual fee: $0.00
- Balance transfer fee: $0
- Online account access to view purchases, make payment, create reports of spending habits, e-mail alerts
- Travel Accident Insurance coverage at no cost
- Enhanced on-line security features with Verified by Visa®
- Due date choice - Choose when you want your statements to cut
- Periodic automatic credit line increases for accounts in good standing
- Receive an annual statement at the end of the year
- Auto rental coverage
- Optional Credit Life and Disability coverage
- Optional automatic payment from your account using the internet
- Cash advance fee: 2%; min $5.00, max $20.00
- Inactive card fee: $20.00 charged after 12 months of no activity
- Minimum payment: 2% or $20.00, whichever is greater
- Online access to view and redeem rewards
- Preview rewards
Redeeming Your Points
- Twice a year, you will receive travel and merchandise ScoreCard catalogs
- Points can be redeemed by completing the "Award Order Form" in your ScoreCard catalog or by visiting www.scorecardrewards.com
- To redeem your points, your Visa account must be open and in good standing.
- Points expire in five years.
- Double Points: Earn double points when you purchase an airline ticket for your travel companion using ScoreCard Travel Services at 1-800-842-3006.
Travel Options
For a complete list, please refer to your ScoreCard travel catalog or go to www.scorecardrewards.com
Universal US Round Trip Ticket- Our traditional airfare option. You tell us which of our air travel options you have chosen and we'll give you itinerary choices! A reserved ScoreCard seat, coach ticket with Saturday night stay required. Reservations must be made at least 30 days in advance. Reserve your today by calling toll-free 1-800-842-3006.
Travel within the 48 contiguous United States for as low as 35,000 points, or from the contiguous United States .
- Call 1-800-842-3006 or visit www.scorecardrewards.com for a complete list.
Point Saver Ticket (21,000 points) - If you do not have enough points for a round trip US flight, or you don't want to use up all of your points, you may apply your points to your purchase and charge the difference to your NorthCountry Federal Credit Union Platinum Rewards Visareg;. Combine points and $200 for the purchase of a coach ticket. Advance booking of 30 days and Saturday night stay over required. Available for air travel within the 48 contiguous United States.
Full Option Ticket (35,000 points) - Can't book 30 days in advance? Can't stay over Saturday night? Then this is the option for you! With a Full-Option ticket, you'll receive up to a $325 credit toward any airline ticket to any destination on virtually any airline at any time with no restrictions! A $25 booking fee applies. For your Full Option Ticket, call 1-800-842-3006.
Canadian Fare Ticket (45,000 points) -- Includes gateway cities like Montreal, Toronto, Calgary, Vancouver, Edmonton and Ottawa
Everyday Award (50,000 points) - One step above the Universal Ticket. If a coach seat is available, it's yours when there is no reserved ScoreCards seat available. Reservations must be made 30 days in advance and a Saturday night stay is required. Available for air travel within the 48 contiguous United States.
Cruises
Choose the cruise of your dreams or just a fun, quick getaway. Exciting destinations to Mexico, Bahamas/Caribbean, Alaska, Europe and more! You select the destination, cruise line and itinerary and we'll help get you on your way with our "Dollars Off Award" program. Call you ScoreCard Travel Representative at 1-800-842-3006.
Vacation Packages
Sand or snow? Golf or sight-seeing? When you want help planning the perfect vacation, call your ScoreCard Travel Representative at 1-800-842-3006. (Packages are typically for two or four people and may or may not include airfare.)
Travel Certificates
To redeem points for travel certificates for companies such as Hertz, National CarRental, Marriott and Hyatt, go to www.scorecardrewards.com or complete the order form in your ScoreCard Travel Rewards Catalog.
- Jet Blue and Southwest do not participate in the 1-800-842-3006 reservations service. To fly either airline, choose the Full Option Ticket.
- You may guarantee specific reservations with participating companies at a slightly higher points value. Ex: Hertz, USAir, Marriott
- Cruise discounts are available using partial redemption of your points
New Directions
Features
- Rate: 16.95% APR fixed
- Zero liability on unauthorized purchases
- Annual fee: $49
- Balance transfer fee: 2%
- Optional automatic payment from your checking account via internet
- Online account access to view purchases, make payments, create reports of spending habits, e-mail alerts
- Auto rental coverage
- Optional Credit Life and Disability coverage at low monthly cost
- Enhanced on-line security features with Verified by VisaŽ
- Choose when you want your statements to be cut
- Cash advance fee: 2%; min $5.00, max $20.00
- Inactive card fee: $20.00 charged after 12 months of no activity
- Minimum payment: 4% or $20.00, whichever is greater
