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When you need financial direction, go North.

Instant Response Applications

Fast Cash

  • Consolidate debt
  • Holiday shopping
  • Medical expenses
  • Miscellaneous purchases
  • Vacation

Vehicle Loan

Other Secured

  • ATVs
  • Autos that are rebuilt, classic, or salvaged
  • Campers
  • Personal watercraft
  • Snow machines

Credit Cards

  • Platinum Select Visa with Rewards
  • Classic Preferred Visa with Rewards
  • New Directions Visa

Overdraft Protection


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Other Applications

Mortgage Application

Whether you're buying or refinancing, NorthCountry Federal Credit Union has a program that's right for you. View our rates and estimate what your payment would be with our online calculator.

Home Equity Line of Credit Application

If you like the potential tax benefits of tapping into your home's equity but prefer to draw your funds as you need them instead of in one lump sum, consider a variable rate home equity line of credit. Take up to 180 months to pay back your loan.

Fixed Home Equity Loan Application

Use your home's equity to consolidate debt, finance home improvements, buy a car - almost anything! You may even qualify for tax benefits. (Consult your tax advisor.) Terms up to 180 months are available.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you apply for membership, we will ask for your name, address, a date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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Auto Loan

This application is for new and used auto loans. Before continuing, please note:

  • Your rate will be the same whether the vehicle you are financing (or refinancing) is new or used.
  • You may finance up to 100% of the vehicle's book value (subject to credit approval.)
  • If your vehicle is more than 15 years old or has a rebuilt or salvaged title, do not continue. Instead, use the "Other Secured" application.

Boat Loan

If you are applying for a boat loan, please note:

  • If the boat is 15 years or older, use the "Other Secured" application.
  • If the boat is less than 16 feet, use the "Other Secured" application.
  • If the boat is a canoe, kayak, or manually propelled water craft, use the Signature Loan application.

Motorcycle Loan

If you are applying for a motorcycle loan, please note:

  • If the motorcycle is 15 years or older, use the "Other Secured" application.
  • If the motorcycle is less than 15 years old but has an engine of 300cc or less, use the "Other Secured" application.

Recreational Vehicle Loan

This loan category includes motor homes, mini motor homes, travel trailers, towing motor homes, and van motor homes. Please note:

  • If the RV is 15 years old or older, use the "Other Secured" application.

Other Secured Loan

Use this application if the vehicle meets one or more of these criteria:

  • Is 15 years old or older
  • Has a rebuilt or salvaged title
  • Is a boat less than 16 feet long
  • Is a motorcycle with an engine smaller than 300cc

Or if the vehicle is:

  • an ATV
  • a personal watercraft
  • a rebuilt, salvaged, or classic auto
  • a snow machine

To finance a camper, use the Camper application.
To finance a vehicle that does not meet any of the above qualifications, please use the Fast Cash application.



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