Visa



Choose from four great cards!

All NorthCountry cards come with fixed rates, fraud protection, online account access, auto rental coverage, and the option of choosing your payment's due date.


Platinum Rewards

Earn points toward merchandise and travel every time you use your card. No blackout periods, choose your airline, purchase Canadian tickets if you prefer, or take a cruise.


Platinum Select

Keep Platinum Select in your wallet for its higher credit limits, low rates and no annual fee! For a list of Platinum Select benefits, click here.


Classic Preferred

College is a great time to start building a positive credit history. Classic Preferred provides the first step by offering a low fixed rate and no annual fee.


New Directions

Rebuilding your credit? New Directions is your opportunity to start over with a clean slate and a fair fixed rate.

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  New Directions Classic Preferred Platinum Select Platinum Reward
APR 16.95% 14.95% as low as 7.45%* 12.95%
Annual fee $49 $0 $0 $0
Balance transfer fee 2% $0 $0 $0
Optional withdrawal of your payment yes yes yes yes
Online access to your account yes yes yes yes
$0 liability for unauthorized purchases yes yes yes yes
Automobile rental coverage yes yes yes yes
Optional credit life & disability coverage yes yes yes yes
Verified by Visa fraud protection yes yes yes yes
Choice of your payment's due date yes yes yes yes
Travel accident insurance $250.000 $500,000 $1 million
Automatic credit line increases yes yes
Concierge service yes
Travel and merchandise rewards ($1 = 1 point)       yes

* Your actual Platinum Select rate will be determined by your credit qualifications. Please contact a loan officer for your rate.

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