All NorthCountry cards come with fixed rates, fraud protection, online account access, auto rental coverage, and the option of choosing your payment's due date.
Keep Platinum card in your wallet for its fixed low rates and no annual fee! For a list of Platinum Select benefits, click here.
Rebuilding your credit? New Directions is your opportunity to start over with a clean slate and a fair fixed rate.
| New Directions | Platinum Select | |
| APR | 16.95% | as low as 7.45%* |
| Annual fee | $49 | $0 |
| Rewards | no | yes |
| Balance transfer fee | 2% | $0 |
| Optional withdrawal of your payment | yes | yes |
| Online access to your account | yes | yes |
| $0 liability for unauthorized purchases | yes | yes |
| Automobile rental coverage | yes | yes |
| Optional credit life & disability coverage | yes | yes |
| Verified by Visa fraud protection | yes | yes |
| Choice of your payment's due date | yes | yes |
| Travel accident insurance | $500,000 | |
| Automatic credit line increases | yes | |
| Travel and merchandise rewards ($1 = 1 point) |
yes |
* Your actual Platinum Select rate will be determined by your credit qualifications. Please contact a loan officer for your rate.