Accounts

Regular Savings

Your savings account (also called a share account) is your share of the credit union. As long as you maintain a $50 balance in your account, you can open other accounts, apply for loans, and vote for which members will represent you on the credit union Board of Directors. Open your account now and begin enjoying the benefits of credit union membership.

Checking

To help you manage your money, your checking account comes with free Internet banking, free ATM transactions and free Call-24 (audio response) transactions.

Club Account

Prepare for life's special occasions with a club account. Save for holiday shopping, a special vacation, taxes or anything else without worrying about early withdrawal penalties.

Children

Members ages 17 and under qualify for our Youth Savings Account. It works just like our regular savings account, but with a minimum balance requirement of only $10.00.

Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) allow you to set aside funds for future medical expenses that may not be covered by your insurance, including deductibles. Your contributions are tax-deductible, withdrawals are tax-free, and any unused funds can be rolled into your retirement savings. You may qualify for an HSA if you are (1) under 65 years old; (2) covered by a High Deductible Health Plan (HDHP); and (3) not covered by another health insurer or Medicare. For more information, contact us.

IRAs

Open your Roth IRA, Traditional IRA or Coverdell Education Savings Account (formerly known as an Education IRA) with as little as $500. Terms range from six months to five years, and you can monitor your accounts growth on-line.

Money Market

For convenience and a higher dividend rate, a money market account may be right for you. This special account requires a minimum balance of $2,000 and allows you up to six transactions per month, three of which may be checks. All transactions must be for a minimum of $500. If you think a money market account may be right for you, contact a member service representative.