The first step to gaining access to NorthCountry’s products and services is to open a savings (or “share”) account with a minimum balance of $50. Your $50 is insured and will earn dividends for as long as you wish to remain a member of the credit union. It also provides you with access to the privileges and benefits of belonging to a not-for-profit credit union including:
- Better rates
- Lower and fewer fees
- A vote for which fellow members will represent you on the credit union’s Board of Directors
Ready to get started? Open your account Here.
Save up for life's special occasions with a club account. When the time comes for holiday shopping, a special vacation, taxes or a rainy day, you’ll be ready.
Health Savings Accounts (HSAs)
Set aside funds for future medical expenses and deductibles that may not be covered by your insurance. Contributions are tax-deductible, qualified withdrawals are tax-free, and after age 65 funds can be used for anything penalty free.
You may qualify for an HSA if you meet these three criteria:
- Under 65 years old
- Covered by a High Deductible Health Plan (HDHP)
- Not covered by another health insurer or Medicare
To request your HSA debit card, please Contact Us.
NorthCountry IRAs are federally insured up to $250,000 and available for a variety of terms. Need more information to help decide which IRA is the best fit for you? Contact Us and we’ll be happy to help.
|Max Yearly Contribution||Required Withdrawals?||Tax Deductible||Age Limits?|
|Traditional IRA||$5,500*||At Age 70 1/2||In some cases*||Under 70 1/2|
|Education Savings Accounts||$2,000||At Age 30||No||Under 18|
|Health Savings Accounts||Individual: $3350*
*People age 50 and older qualify for an additional $1,000.00 catch-up contribution.
Share Certificates are available for terms ranging from six months to five years, and can be designated as IRAs. For rates, please see the Share Certificates Truth-in-Savings Disclosure.
This special account is for members ages 17 and under and requires a minimum balance of only $10.